Will Seat Belt Violation Cause My Car Insurance To Go Up in New York?
Reader’s Question:
I received a seat belt violation in Yonkers NY and I would like to know if this may cause for my auto insurance to go up? I also heard that this violation may take off my insurance discount, is this true? I live in a New York state.
Denver
Yonkers, NY
If this seat belt offense is your first and only minor moving violation in New York State then it should not cause a surcharge to be added to your car insurance policy.
If you already have other traffic violations on your NY driving record then an infraction of this seat belt violation could cause your insurance rates in Yonkers NY to rise but if this is your first minor moving violation then a surcharge would not be charged and therefore your premiums would not be raised due to only this citation.
Your insurance company may take off a safe driver discount, etc for a traffic violation though so you should check with your insurance agent or company for information on your insurance company’s rating system.
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