I am Moving Out Of State – Do I Keep My Auto Insurance in New York?

 

September 10, 2008 by author · Leave a Comment
Filed under: Insurance Laws 

Reader’s Question:

I am planning to move to Colorado from Ramapo, New York. I still have a New York State license. I would like to know if I wait until I change my New York State license to CO before I purchase car insurance?

Russell

Ramapo, NY

According to the Colorado DMV if you have recently moved to CO, you must apply for a CO registration and title for your car within thirty days from establishing CO residency. You must provide proof of car insurance to your county clerk before registration can happen. You may use your copy of your car insurance policy, auto insurance card, or a letter from your insurance provider, as proof of your car insurance.

It is a personal decision if you want to wait to buy insurance until after you have changed your drivers license from a New York one to a CO issued driver’s license but if you want wait to change over your car insurance from New York to Colorado you should be sure that your NYS insurance provider will cover you properly until this is done.

Does My Car Have To Be Registered To Get Car Insurance in New York?

 

September 1, 2008 by author · Leave a Comment
Filed under: Insurance Laws 

Reader’s Question:

In Albany, New York, do you have to register the car before insuring it or is it the other way around?

Jim

Albany, NY

In Albany, New York you need to insure your car before registering it. When registering a car one of the items you need to bring to the New York State Department of Motor Vehicles is a NYS Insurance Identification Card (FS-20).

The Insurance Identification Card can be a fax or a copy, but the barcode must be readable by a Department of Motor Vehicle barcode reader. After you purchase a car, bring the proof of ownership to an insurance broker or agent authorized to do business in NYS, and get this required insurance card.

Do I Have To Register My Car To Get Auto Insurance in New York?

 

June 13, 2008 by author · Leave a Comment
Filed under: Insurance Laws 

Reader’s Question:

Do I have to register a car first in Bronx New York before insuring it or is it the other way around?

Maddie

Bronx, New York (NY)

You need to insure your car before registering it in Bronx New York . When registering a car one of the items you need to bring to the NYS Department of Motor Vehicles is a New York State Insurance Identification Card (FS-20).

The Insurance Identification Card can be a fax or a copy, but the barcode must be readable by a New York DMV barcode reader. After you purchase a car, bring the proof of ownership to an insurance agent or broker authorized to do business in NYS, and get this required insurance card.

The registration application must have the same name as the FS-20 and must have a barcode. The FS-20 must be presented within forty five days of the effective date of the insurance coverage.