Penalties For Car Insurance Lapse in New York?
Reader’s Question:
Do you know what the penalties would be for car insurance lapse in Oyster Bay, New York.
Bill
Oyster Bay, NY
Anytime that your automobile is registered but not insured in the state of New York it can cause a car insurance lapse in your insurance coverage and registration suspension. The NYS Department of Motor Vehicles should inform you once they are aware of a car insurance lapse in your vehicle insurance by a through a certified letter in the mail. This letter will show you instructions on how you need to show proof that you have car insurance or sold the automobile. If you cannot provide proof , you will need to surrender your car license plates to the New York State DMV so make sure you get the receipt.
You may not be required to return your license plates for a insurance lapse of ninety days or shorter if you pay a civil penalty fine. I suggest that you contact the DMV to know exactly how much is the fine. If the insurance lapse in Oyster Bay, New York exceeds ninety days your driver license will be suspended. If you do not surrender your license plates to the Department of motor Vehicle they will suspend your driver license and registration indefinitely. Your need to pay a fee of $25 to reinstate your drivers license.
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