Reader’s Question:

Are you required to get SR22 car insurance in New York automatically if you are convicted of driving under the influence?

Paul

Manhattan, NY

Since the laws in all States differ, the answer would NO. It is not always a requirement to get SR22 when you get convicted of DUI. In most states an SR22 car insurance is required to have your license reinstated and not as part of your penalties for DUI conviction. So if you get convicted of DUI and your license is suspended, you may be required to obtain an SR22 car insurance as part of your reinstatement process.

The following states does not require SR22 car insurance:

• Delaware
• Kentucky
• Minnesota
• New Mexico
• Oklahoma
• Pennsylvania
• New York (does not require SR22 filings)
• North Carolina (does not require SR22 filings)

Instead of SR22 car insurance, there is also an FR44 that is similar with SR22 that is required after DUI convictions. This FR44 has higher liability limits compared to SR22 and used in Florida and Virginia.

Check with the Department of Motor Vehicle in your state to know if DUI conviction will require an SR22 car insurance.

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