Are You A New York Teen Driver Convicted of DUI?
Reader’s Question:
I am 19 years old and I was convicted of DUI in Lancaster, PA, but live but I have New York state license. What will happen to New York state license?
Terrence
Brentwood, NY
The NYS DMV states that if you are over 21 years old and convicted of an alcohol related driving violation, such as a DUI, in any other state (or in the provinces of Quebec and Ontario, Canada) your NY State driver’s license will be revoked for at least ninety days. If you are convicted in any of these jurisdictions of a drug related driving offense your New York State license will be revoked for at least six months.
If you are under 21 and convicted of any alcohol or drug related violations such as DUI that happened out of state your New York State driver license will be revoked for at least 1 year.
Teenage Driver Student Discount For SR22 Auto Insurance?
Q: I go to school here in New York and need to find a way to make my SR22 auto insurance premium cheaper so I can, um, afford my Ramen noodles. Is there any way I can do this as a student with a DUI on my record?
A: If you’re smart and/or dedicated, you can do anything. Sometimes it seems like students have everything up against them when it comes to high SR22 rates, which have increased prices because of their age, but they also have a couple of options available to them which older people don’t.
First of all, where do your parents live? If the answer is “100+ miles away from where I go to school”, then you may be in luck. There is a discount offered by many car insurance companies for those in this very situation, but you have to meet some requirements.
First of all, if you have your own insurance policy, then you would need to drop that and get your name on your parents’ policy. Then–and here’s the hard part–you would have to leave your car with them when you go away for school every semester. You would still be able to drive your own car when you go home, and your parent’s insurance would kick in after the car’s insurance if you occasionally drove a friend’s car.
You should also look into some of these common discounts.
1. Good grades for students
2. Membership at a credit union or bank
3. Good driving history credit – no accidents or tickets (does not apply to you)
4. Military personnel discount
5. Raising your deductible amount to as high as you can
Loading ...