Reader’s Question: Do you know what the penalties would be for car insurance lapse in Oyster Bay, New York. Bill Oyster Bay, NY Anytime that your automobile is registered but not insured in the state of New York it can cause a car insurance lapse in your insurance coverage and registration suspension. The NYS Department [...]

Reader’s Question: I got a ticket in White Plains, New York for driving 24 mph over the speed limit. I have a drivers license in Connecticut. I paid the fine and am now being charged a hundred dollars a year for the next three years for a “Driver Responsibility Assessment”. This is totally unfair assessment [...]

Reader’s Question: Do I have to register a car first in Bronx New York before insuring it or is it the other way around? Maddie Bronx, New York (NY) You need to insure your car before registering it in Bronx New York . When registering a car one of the items you need to bring [...]

Reader’s Question: I have a driver’s license in Florida and am I moving to Amherst New York State. I am purchasing a vehicle in NYS, do I need a New York driver’s license to register and insure the car in New York? Kelly Amherst, NY If you have proof of your residency in NY you [...]

Q: I have SR22 insurance and I want to know–if I get into a car accident, can I lose my driver’s license? A: It’s possible, but in a more indirect way than I think you’re thinking. Say, if you have SR22 insurance, and you get into a car accident, your risk factor goes up again. [...]