Car Insurance Lapse in New York
Reader’s Question:
I have had a lapse in car insurance coverage in NY. Can I turn in my tags and transfer my vehicle title to my brother and have him insure it so I can use my vehicle to get and forth to work?
Ben
Greenburgh, NY
According to the New York State Department of Motor Vehicle they will not issue a new registration if they determines that the reason for the new registration is to avoid the license suspension.
The New York State DMV will not issue a registration if the applicant for the new registration:
- has the same last name as the registrant whose registration is suspended , or
- resides at the same address as the registrant whose registration is suspended
The Department of Motor Vehicle will not issue a registration to any individual unless that individual makes a sworn statement on form FS-2. The document certifies that the purpose of the application is not to avoid the results from the current revocation. The local DMV Office knows if the application will be rejected or accepted.
To check what your state laws permit in your current case, contact your DMV. You may also check what they advise for your case where you need to get to work and are unable to due to your current situation.