Cheap New York Auto Insurance

Can I Get my License in New York and Get Car Insurance Out of State?

By author on October 28th, 2008

Reader’s Question:

I am planning to move to Manhattan, New York from CO and I am wondering if I also need to change my drivers license to NY and if its possible to keep my car insurance in CO.

Brad

Manhattan, NY

According to the New York State Department of Motor vehicle you must apply for a New York driver license not more than thirty days after you become a New York resident. You also have thirty days after you become a resident to register your car in the state of New York. When you apply for a NY title and registration you must have valid New York liability car insurance. According to the NYS DMV you cannot show proof of insurance from a different state under any circumstances.

Most insurance providers would not want to keep insuring you if you and your automobile are now garaged out of state. The garaging location of the automobile is essential to an insurance provider and once you move into a new state normally they will suggest you to obtain insurance now from that state in Manhattan, New York, especially since state financial responsibility or insurance laws vary from state to state.

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