Reader’s Question: I was told that I need to get SR22 auto insurance coverage. What are the possible penalties for drunk driving in New York? Mark New York Hello Mark! Below are some of the possible penalties for DUI according to the degree of the offense. For the first offense the penalties are as follows: [...]

Reader’s Question: Are you required to get SR22 car insurance in New York automatically if you are convicted of driving under the influence? Paul Manhattan, NY Since the laws in all States differ, the answer would NO. It is not always a requirement to get SR22 when you get convicted of DUI. In most states [...]

Reader’s Question: My family is on a tight budget but we have to buy a car insurance for my young daughter here in New York. What are ways to get a cheap car insurance for young women? Susie Manhattan NY You can find cheap car insurance for young women in New York when you do [...]

Reader’s Question: Hi. I would like to know how much will a speeding ticket affect my car insurance rate? Kelly Buffalo, NY If this is your first ticket, it is possible that you will not see any change with your car insurance premium. However, there are other factors that is being considered so it is [...]

Reader’s Question: How do I find the best SR22 insurance company in New York? Janice Buffalo NY What you need to do first to find the best SR22 insurance company is to obtain several quotes. It is important to remember that the cost of SR22 insurance policy is not everything you should be searching for. [...]

Reader’s Question: Hi, I am an exchange student and I have been in Amherst for ten months now. My dad wants me to have my own car but he worries about me not getting a student auto insurance in New York for some reason. As a foreign national, can I get student auto insurance in [...]

Reader’s Question: I am planning to purchase vehicle insurance from someone who offers the cheapest rate. My husband however says I should try to look for other firms which are more stable here in the New York area. Is he right? Kylie Amherst, NY The usual thinking most car owners have is that the insurance [...]

Reader’s Question: I know that it is required by law, but what are the other advantages of getting a business vehicle insurance here in NY? Thank you. Marcus Rochester, NY Business vehicle insurance is a must for every vehicle used in any enterprise. You, as the owner, should be responsible enough to give your car [...]

Reader’s Question: I received a parking ticket here in New York. Will it affect my car insurance premiums? Ian Albany, NY In most cases, getting a parking ticket will not be considered by car insurance companies as a demerit earned on your insurance points. This is because moving violations, especially if a driver gets convicted [...]

Reader’s Question: How much car insurance coverage do I need to purchase in New York? Jeff Buffalo, NY The State of New York is a no-fault state. This means that in the event of an accident, you will need to file a claim against your own car insurance company through your no-fault insurance policy. The [...]