Reader’s Question: I received a parking ticket here in New York. Will it affect my car insurance premiums? Ian Albany, NY In most cases, getting a parking ticket will not be considered by car insurance companies as a demerit earned on your insurance points. This is because moving violations, especially if a driver gets convicted [...]

Reader’s Question: How much car insurance coverage do I need to purchase in New York? Jeff Buffalo, NY The State of New York is a no-fault state. This means that in the event of an accident, you will need to file a claim against your own car insurance company through your no-fault insurance policy. The [...]

Reader’s Question: I live here in New York and usually rent a car whenever my own car is in repair. Do I need to have a separate insurance for rental cars? Anna Manhattan, NY Rental car insurance is always a confusing matter for most of us. Renters buy supplemental rental car insurance for $20 to [...]