Reader’s Question: I am from Mexico and I am going to New York for a business trip. I will be staying there for just a few weeks; however, I would still need to rent a vehicle to aid me in my work. Can I drive even with just my driver’s license? How can I get [...]

Reader’s Question: One auto insurance company here in New York is charging me higher premiums for their insurance, citing my not-so-good credit history as reason for my not getting cheaper auto insurance. Do they really look into people’s credit history? What for? Daisy Albany, NY Interesting question. Really interesting question. I asked around, too, and [...]

Reader’s Question: I received a ticket in New York because I was caught talking on a cellphone while driving. The police officer told me that no points will be placed. How will this incident affect my insurance rates? Gene North Hempstead, NY The law of the states of New York does not allow any mobile [...]

Reader’s Question: I have an unregistered car in community parking lot. Because of the insurance lapse in NY, my registration is suspended so I returned the car plates. But my community apartment parking management warned me of towing my car because it is not registered. Since I do not have a private home, where should [...]

Reader’s Question: I would like to know what is the minimum insurance that I should have for my car. Is it okay to get just the minimum or should I buy more insurance? This is Chris from Buffalo, New York. Chris Buffalo, NY Hey Chris. If you want to drive legally in Buffalo, New York, [...]