Monthly Archives: October 2008


What Does Property Damage Mean in New York

Reader’s Question: I live in Queens, New York. What is the definition of “Property Damage” here in my state? Karen Queens, NY According to the New York Insurance Law, Property damage Liability insurance is defined as insurance against legal liability … Continue reading

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Penalties For Car Insurance Lapse in New York?

Reader’s Question: Do you know what the penalties would be for car insurance lapse in Oyster Bay, New York. Bill Oyster Bay, NY Anytime that your automobile is registered but not insured in the state of New York it can … Continue reading

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Can I Get my License in New York and Get Car Insurance Out of State?

Reader’s Question: I am planning to move to Manhattan, New York from CO and I am wondering if I also need to change my drivers license to NY and if its possible to keep my car insurance in CO. Brad … Continue reading

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Does Liability Insurance in New York Covers a Stolen Car?

Reader’s Question: I have the minimum liability insurance in Albany, New York and yesterday my vehicle was stolen, can I get something from my car insurance carrier? Tony Albany, NY It is unfortunate that your vehicle was stolen but the … Continue reading

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Will My Car Insurance Cover My Car If I Loan It To a Friend in New York?

Reader’s Question: What will happen if I loan my vehicle in Hamburg, New York to a friend and he got cited for driving without a license and a ticket for speeding. Will it affect my auto insurance? Carol Hamburg, NY … Continue reading

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Car Registration and Auto Insurance Question From a New York Driver

Reader’s Question: If somebody else is the primary driver on a car, can I insure and register it under my name in Buffalo, New York? I do not have a valid drivers license by the way. Kelley Buffalo, NY Normally … Continue reading

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What Is The Cheapest Auto Insurance in New York?

Reader’s Question: I live in Albany, New York. Everything about my car is so expensive. What can I do to get the cheapest car insurance in New York ? Your help is appreciated. Lindsey Albany NY Hi Lindsey, There are … Continue reading

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Can I Get Auto Insurance With Just a Provisional License in New York

Reader’s Question: I would like to know if you are required to have car insurance in Brooklyn, New York if you only have provisional license. James Brooklyn, NY If you are a teen who lives with your parents, typically car … Continue reading

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Lien Holders Will Required Full Coverage Car Insurance in New York

Reader’s Question: Am I required to get collision and comprehensive coverages on my car if I have a lien on my vehicle in White Plains, New York? Brenda White Plains, NY The state of New York state does not require … Continue reading

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