Reader’s Question: I received a seat belt violation in Yonkers NY and I would like to know if this may cause for my auto insurance to go up? I also heard that this violation may take off my insurance discount, is this true? I live in a New York state. Denver Yonkers, NY If this [...]

Reader’s Question: Recently, I got a DUI in New York but having a New Jersey license and most likely, I will be charge with DWAI. Someone told me that in NY, the DUI will remain on my record for seven years but my lawyer informed me that in New York, it will remain on my [...]

Reader’s Question: Do I have to register a car first in Bronx New York before insuring it or is it the other way around? Maddie Bronx, New York (NY) You need to insure your car before registering it in Bronx New York . When registering a car one of the items you need to bring [...]

Reader’s Question: I live in New York, NY. My friend got a speeding ticket while driving my car, which is covered under my father’s insurance. Will his rates go up, or only my friend’s insurance rates? will he ever find out that a speeding violation was made in his car in New York? Bob New [...]

Reader’s Question: What are the penalties for insurance lapse in the New York state? Polly Buffalo, NY Anytime that your car is registered but not insured in NYS it can cause a lapse in your auto insurance coverage and suspension of your driver’ license. The New York Department of Motor Vehicles should notify you once [...]

Reader’s Question: I am French college student and I will be visiting my friends in New York for a 6- month holiday. I will have permission to drive my friend’s vehicle but want to know what I should do about the auto insurance? Allen Babylon, New York (NY) In New York State, auto insurance is [...]