Do I Need A New York Drivers License To Register a Car In NY?

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Reader’s Question:

I have a driver’s license in Florida and am I moving to Amherst New York State. I am purchasing a vehicle in NYS, do I need a New York driver’s license to register and insure the car in New York?

Kelly

Amherst, NY

If you have proof of your residency in NY you should be able to obtain NY insurance on your car so that you can register the car you are purchasing in New York . Your insurance company will need to give information concerning your New York driver’s license though when you turn in your driver’s license in FL for a New York State license.

If possible it would likely be best to get your registration and insurance set up if you already have your New York license. It is New York State law that resident of New York must apply for a NY driver’s license within thirty days of becoming a resident anyway so if you do this before you buy the car it could make things easier.

To be able to register a car in New York you must have NYS insurance on it. Out of state insurance coverage is not valid or accepted to register a vehicle in New York.

I Need New York Car Insurance For 1 Day?

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Reader’s Question:

I need to borrow my sister’s car car for just a day. The vehicle is insured by my sister in the state of New Jersey and I am a licensed New York driver. Am I covered in case of accident? Do I need car insurance for just 1 day?

Albert

New York, NY

The best thing to do to be sure that you are properly covered in case of an accident in your sister’s car is to have them check with their insurance company to make certain their insurance coverages would be extended to you when you borrow the vehicle for a day.

Insurance coverages typically will be extended to relatives and friends living outside of a household without them being added on the insurance policy as long as they are given permission by the owner to operate the car. There are some insurance policies that have certain exclusions though that keep the insurance policy coverages from being extended to other motorists, even if given consent to operate the car.